Updated for 2026 · Rates effective Dec 1, 2025

VA Disability Calculator

Combine your ratings with official VA math and see your 2026 monthly compensation.

πŸ’‘ The VA doesn't add your ratings together. It uses "VA math" β€” each rating applies only to the part of you that's still healthy. This tool combines them the official way (38 CFR 4.25), applies the bilateral factor if needed, and shows your 2026 monthly pay.

01 Add your disability ratings

Enter each individual rating the VA assigned. Order doesn't matter β€” we sort them for you.

What's the "paired limb" box?

Check it on any rating that affects a paired body part β€” both arms, both legs, both hands/feet, or paired skeletal muscles. If two or more are checked, the VA applies the bilateral factor (38 CFR 4.26): those are combined first, then boosted by 10% before being combined with the rest. Leave it unchecked if you're unsure.

02 Dependents (optional)

Dependents add money only at a 30% rating or higher. Skip this if it's just you.

Your biological, adopted, or step children under 18.

children

Full-time students between 18 and 23. Paid at a higher rate.

children

Parents who depend on you financially (max 2).

03 Your combined rating

Combined VA disability rating
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StepCombined
Estimated 2026 monthly compensation
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Think your rating is too low?

Compare this estimate with the VA's official figures, or talk to an accredited VSO or claims agent about filing for an increase or a secondary condition.

Official VA 2026 rate tables β†’ Free resource
⚠️ Estimate only β€” not a VA determination. This applies the published VA combined-ratings method and 2026 rate tables. Your actual rating and payment are set by the VA and can differ based on effective dates, SMC (special monthly compensation), and other factors. Not affiliated with the U.S. Department of Veterans Affairs.

Frequently asked questions

Because the VA measures how much healthy ability you have left. Each new disability is applied to what remains, not to the whole. A 50% and a 30% don't make 80% β€” the 30% applies to the 50% that's left, adding 15 points for a combined 65%, which rounds to 70%. That's why two ratings can never exceed 100%.

Under 38 CFR 4.26, disabilities of paired limbs (both arms, both legs, both hands/feet, or paired skeletal muscles) are combined together first, then increased by 10% of that combined value before being combined with your other ratings. Example: a 40% right leg and 20% left leg combine to 52%, +10% = 57%, which then combines with everything else. Tick the paired limb box on each affected rating to apply it.

After all ratings are combined, the result is rounded to the nearest 10%. A combined value of 64 becomes 60%; 65 becomes 70%. You're paid at the rounded rating, so the difference between, say, 64 and 65 can be worth hundreds of dollars a month.

Only at a 30% combined rating or higher. At 10% and 20%, everyone receives the same flat amount regardless of family size. From 30% up, the VA adds set amounts for a spouse, each child, dependent parents, and a spouse who needs Aid & Attendance. This calculator adds those exact 2026 amounts.

The rates here took effect December 1, 2025, reflecting the annual cost-of-living adjustment (COLA). They come from the VA's published veteran compensation tables. A veteran alone receives $180.42 at 10% up to $3,938.58 at 100%.

VA disability guides

Plain-English explainers for the numbers behind your rating.

πŸ“Š Sources: 38 CFR Β§4.25 (Combined Ratings Table), Β§4.26 (bilateral factor); U.S. Department of Veterans Affairs 2026 Veterans Compensation Benefits Rate Tables, effective December 1, 2025. Combined ratings are computed with intermediate rounding to the nearest whole number, then the final rating to the nearest 10%.
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